After 21 years as a travel advisor, I have learned that the best trip is rarely the one with the longest itinerary, the most famous attractions, or the lowest price.

It is the trip that feels right for the person taking it. . .

We all have that trip.

The African safari. The European river cruise. The journey to Antarctica, the South Pacific or wherever your imagination wanders when you should be doing something more productive.

Then reality taps you on the shoulder and asks, “Exactly how are we paying for this?” . . .